Pay off debt faster with the Debt Snowball Method
Our AI-powered debt optimizer creates a personalized repayment plan to help you save money and become debt-free sooner.
Everything you need to optimize your debt repayment
Our platform provides powerful tools to help you understand your debt and create a personalized plan to pay it off faster.
Debt Tracking
Easily track all your debts in one place, including credit cards, loans, and more.
Interest Savings
See how much you can save in interest by following our optimized repayment plan.
Payoff Projections
Get detailed projections of when you'll be debt-free with different repayment strategies.
Visual Analytics
Visualize your debt payoff journey with interactive charts and graphs.
AI Optimization
Our AI analyzes your debts and credit offers to find the most efficient repayment strategy.
Secure & Private
Your financial data is encrypted and secure. We never store full credit card numbers.
Three simple steps to financial freedom
Our platform makes it easy to create a personalized debt repayment plan that works for you.
Enter Your Debts
Add all your debts including credit cards, loans, and other balances with their interest rates.
- Credit card balances
- Personal loans
- Student loans
Add Credit Offers
Enter any balance transfer or low-interest credit offers you've received.
- 0% APR offers
- Balance transfer options
- Low-interest credit lines
Get Your Plan
Our AI generates an optimized repayment plan to save you money and time.
- Personalized strategy
- Month-by-month plan
- Interest savings calculation
What our users are saying
Thousands of people have used Debt Snowball to optimize their debt repayment and save money.
"I was drowning in credit card debt with high interest rates. Debt Snowball helped me create a plan that saved me over $4,000 in interest and I'll be debt-free 2 years sooner!"
Sarah T.
Paid off $22,000 in debt
"The balance transfer recommendations were a game-changer. I didn't realize how much I could save by strategically moving my debt to lower interest offers."
Michael R.
Saved $3,500 in interest
"I love how easy it is to track my progress. Seeing the debt go down each month keeps me motivated to stick with the plan. Best financial decision I've made!"
Jennifer L.
On track to be debt-free in 18 months